<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
    
  <url>
    <loc>https://docs.sendpadi.com/api-basics/authentication</loc>
    <lastmod>2026-09-17T12:53:40.335Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-basics/environments</loc>
    <lastmod>2026-10-16T08:16:17.559Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-basics/errors</loc>
    <lastmod>2026-09-22T11:12:42.437Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-basics/idempotency</loc>
    <lastmod>2026-10-16T08:16:17.561Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-basics/webhooks</loc>
    <lastmod>2026-09-22T11:12:42.439Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/buy</loc>
    <lastmod>2026-09-19T11:02:20.507Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/confirm-intent</loc>
    <lastmod>2026-09-17T12:53:40.339Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/enable</loc>
    <lastmod>2026-09-17T12:53:40.334Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/get-wallet</loc>
    <lastmod>2026-09-17T12:53:40.335Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/list-wallets</loc>
    <lastmod>2026-09-17T12:53:40.346Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/overview</loc>
    <lastmod>2026-09-17T10:11:03.975Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/quotes</loc>
    <lastmod>2026-09-19T11:02:20.498Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/sell</loc>
    <lastmod>2026-09-19T11:02:20.499Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/send</loc>
    <lastmod>2026-09-19T11:02:20.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/swap</loc>
    <lastmod>2026-09-17T12:53:40.340Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/swap-quotes</loc>
    <lastmod>2026-09-17T12:53:40.346Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/swap-quotes-refresh</loc>
    <lastmod>2026-09-17T12:53:40.338Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/crypto/withdrawal-fee</loc>
    <lastmod>2026-09-19T11:02:20.500Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/esim/purchase-esim</loc>
    <lastmod>2026-10-07T11:03:58.583Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/create-order</loc>
    <lastmod>2026-09-19T11:02:20.497Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/get-order</loc>
    <lastmod>2026-09-17T12:53:40.336Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/get-order-cards</loc>
    <lastmod>2026-09-17T12:53:40.342Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/get-sell-order</loc>
    <lastmod>2026-09-19T11:02:20.505Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/list-brands</loc>
    <lastmod>2026-09-19T11:02:20.504Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/list-categories</loc>
    <lastmod>2026-09-19T11:02:16.831Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/list-countries</loc>
    <lastmod>2026-09-19T11:02:16.833Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/list-products</loc>
    <lastmod>2026-09-19T11:02:16.832Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/overview</loc>
    <lastmod>2026-09-17T10:11:03.933Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/pricing</loc>
    <lastmod>2026-09-19T11:02:16.829Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/sell-brand-countries</loc>
    <lastmod>2026-09-17T12:53:39.611Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/sell-brand-offers</loc>
    <lastmod>2026-09-17T12:53:39.617Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/sell-brands</loc>
    <lastmod>2026-09-17T12:53:39.626Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/sell-countries</loc>
    <lastmod>2026-09-17T12:53:39.628Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/sell-order</loc>
    <lastmod>2026-09-19T11:02:16.834Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/gift-cards/sell-pricing</loc>
    <lastmod>2026-09-19T11:02:16.840Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/identity/list-products</loc>
    <lastmod>2026-10-16T12:01:45.821Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/identity/overview</loc>
    <lastmod>2026-10-16T11:50:48.727Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/identity/verify-bvn-basic</loc>
    <lastmod>2026-10-16T11:50:48.730Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/identity/verify-bvn-enhanced</loc>
    <lastmod>2026-10-16T12:01:45.819Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/identity/verify-nin-basic</loc>
    <lastmod>2026-10-16T11:50:48.729Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/identity/verify-nin-enhanced</loc>
    <lastmod>2026-10-16T12:01:45.820Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-09-19T16:42:16.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/transfers/create-transfer</loc>
    <lastmod>2026-09-19T16:42:16.595Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/transfers/get-transfer</loc>
    <lastmod>2026-09-19T16:42:16.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/transfers/list-banks</loc>
    <lastmod>2026-09-19T14:23:44.790Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/transfers/validate-transfer</loc>
    <lastmod>2026-09-19T16:42:16.593Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/airtime</loc>
    <lastmod>2026-09-19T16:42:16.596Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/betting</loc>
    <lastmod>2026-09-19T16:42:16.589Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/cable</loc>
    <lastmod>2026-09-19T16:42:16.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/data</loc>
    <lastmod>2026-09-19T16:59:40.008Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/electricity</loc>
    <lastmod>2026-09-19T17:18:05.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/get-transaction</loc>
    <lastmod>2026-09-17T12:53:39.619Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/internet</loc>
    <lastmod>2026-09-19T13:09:49.824Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/list-billers</loc>
    <lastmod>2026-10-07T11:03:58.174Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/overview</loc>
    <lastmod>2026-10-07T11:03:58.171Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/validate-cable</loc>
    <lastmod>2026-09-19T16:42:16.587Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/vas/validate-electricity</loc>
    <lastmod>2026-09-19T17:18:05.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/close-card</loc>
    <lastmod>2026-09-17T12:53:39.606Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/confirm-close</loc>
    <lastmod>2026-09-17T12:53:39.608Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/create-card</loc>
    <lastmod>2026-09-19T13:09:49.820Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/freeze-card</loc>
    <lastmod>2026-09-19T11:02:16.812Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/fund-card</loc>
    <lastmod>2026-09-19T11:02:16.841Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/get-card</loc>
    <lastmod>2026-09-19T13:09:49.810Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/list-cards</loc>
    <lastmod>2026-09-19T13:09:49.812Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/list-transactions</loc>
    <lastmod>2026-09-17T12:53:39.606Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/overview</loc>
    <lastmod>2026-09-17T10:11:03.906Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/unfreeze-card</loc>
    <lastmod>2026-09-19T11:02:16.836Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/virtual-cards/withdraw</loc>
    <lastmod>2026-09-17T12:53:39.621Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/wallets/get-wallets</loc>
    <lastmod>2026-09-19T16:42:16.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/webhooks/overview</loc>
    <lastmod>2026-09-17T10:11:03.898Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/api-reference/webhooks/verifying</loc>
    <lastmod>2026-09-17T10:11:03.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/guides/api-products</loc>
    <lastmod>2026-10-16T08:16:17.328Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/guides/quickstart</loc>
    <lastmod>2026-10-16T08:16:17.331Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/guides/sign-requests</loc>
    <lastmod>2026-09-19T11:02:16.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/guides/support</loc>
    <lastmod>2026-09-17T10:11:03.936Z</lastmod>
  </url>

  <url>
    <loc>https://docs.sendpadi.com/introduction</loc>
    <lastmod>2026-10-16T08:16:17.330Z</lastmod>
  </url>
</urlset>