> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sendpadi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Virtual cards overview

> Issue and manage USD virtual debit cards.

# Virtual cards

Base path: `/api/v1/merchant/virtual-cards`

Scopes: `virtual-cards:read`, `virtual-cards:write`.

Funding and withdrawals require **Idempotency-Key**. Close is a two-step confirm flow.


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