> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sendpadi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get transfer

> Fetch a local transfer by `transferId` from create (UUID — not a wallet funding reference). Scope: `transfers:read`.



## OpenAPI

````yaml GET /api/v1/merchant/transfers/{id}
openapi: 3.1.0
info:
  title: SendPadi Merchant API
  version: 1.0.0
  description: >-
    Merchant REST API. Authenticate with HMAC headers (`X-Api-Key`,
    `X-Timestamp`, `X-Signature`). Generate playground headers with [Sign
    requests (playground)](/guides/sign-requests).
servers:
  - url: https://api.sendpadi.com
    description: Production (test + live keys)
security: []
paths:
  /api/v1/merchant/transfers/{id}:
    get:
      tags:
        - transfers
      summary: Get transfer
      description: >-
        Fetch a local transfer by `transferId` from create (UUID — not a wallet
        funding reference). **Scope:** `transfers:read`.
      operationId: api-reference_transfers_get-transfer
      parameters:
        - name: X-Timestamp
          in: header
          required: true
          description: Unix time in seconds
          schema:
            type: string
        - name: X-Signature
          in: header
          required: true
          description: HMAC-SHA256 signature
          schema:
            type: string
        - name: id
          in: path
          required: true
          description: id path parameter
          schema:
            type: string
          example: tr_001
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                additionalProperties: true
              example:
                success: true
                data:
                  id: tr_001
                  status: completed
                  amount: 100
                  currency: NGN
                  fees: 0
                  totalAmount: 100
                  reference: SP-TR-001
                  toAccountNumber: '**********'
                  toAccountName: John Doe
                  toBankName: OPay
                  description: Vendor payment
                  createdAt: '2026-01-15T10:00:00.000Z'
                  completedAt: '2026-01-15T10:00:02.000Z'
                  failedAt: null
                  failureReason: null
              examples:
                success:
                  summary: Success
                  value:
                    success: true
                    data:
                      id: tr_001
                      status: completed
                      amount: 100
                      currency: NGN
                      fees: 0
                      totalAmount: 100
                      reference: SP-TR-001
                      toAccountNumber: '**********'
                      toAccountName: John Doe
                      toBankName: OPay
                      description: Vendor payment
                      createdAt: '2026-01-15T10:00:00.000Z'
                      completedAt: '2026-01-15T10:00:02.000Z'
                      failedAt: null
                      failureReason: null
        '500':
          description: Not a transfer id
          content:
            application/json:
              schema:
                type: object
                additionalProperties: true
              examples:
                not_a_transfer_id:
                  summary: Not a transfer id
                  value:
                    success: false
                    message: Failed to retrieve transfer
                    error: MERCHANT_TRANSFER_GET_ERROR
              example:
                success: false
                message: Failed to retrieve transfer
                error: MERCHANT_TRANSFER_GET_ERROR
      security:
        - ApiKeyAuth: []
components:
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: X-Api-Key
      description: API key id (sp_test_… / sp_live_…)

````

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